Rs.100/- for every month is collected from the members of the Association and kept
in the general savings fund and this amount will be refunded with interest to members on superannuation or
in the event of death or on Resignation. Eventhough amount seems to be very less, it will be forced savings
for the members and on superannuation it will give the handsome amount in the hands of the members on
retirement. Presently OA is offering 9% PA rate of interest on accumulated fund of members, this scheme
is similar to Recurring Deposit scheme of our bank. The members are not allowed to withdraw the amount for
any purpose. Joining to this scheme is automatically enabled once any officers become the member of the
association. This scheme is introduced to induce the habit of savings in members.